Patricia Comer
(703) 509-1857patriciacomerrec@gmail.com
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Tag: Homeowners Insurance

Posted on 09/08/2024
What veterans should know about homeowners insurance requirements
While VA loans come with numerous benefits, they share many of the same requirements as conventional loans. For veterans seeking a VA loan to purchase a home, it's often required to purchase a homeowners insurance policy. Here is the basic info about homeowners insurance requirements: Is homeowners insurance required for a VA loan? Just like most conventional mortgages,...
Homeowners Insurance
Homeowners Insurance
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Posted on 05/19/2024
Flipping a House: How Much Funding Do You Need?
For many, flipping homes is lucrative. However, there are many costs associated with flipping a property, and it’s important to budget carefully for every detail. Here are the major costs to consider when determining how much funding you’ll need for a flip: Down Payments Just like buying a move-in ready house, buying a house you intend to flip...
Down Payment
Financing
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Posted on 12/31/2023
Will Your Home Insurance Cover Your Next Renovation Project? What You Need to Know
Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...
Bathroom
Bathroom
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Posted on 12/25/2022
Understanding additional living expenses
Every homeowners insurance policy includes a percentage of coverage for additional living expenses. If you’re temporarily displaced from your home because of damage, this coverage can help you pay for the additional everyday expenses until you’re able to move back in. But what exactly does additional living expense (ALE) coverage include? Here is a basic guide to the...
Additional Living Expenses
ALE Coverage
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Posted on 09/11/2022
Checklist for buying a house: 5 Steps from house hunt to closing
If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home. While the house hunting might be over, the next stage of your home buying process has just begun. Here is...
Checklist
Closing Day
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Posted on 05/22/2022
Hazard insurance vs. homeowners insurance: What's the difference?
With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...
Hazard Coverage
Hazard Insurance
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